:root{--navy:#0E2A3D;--navy-2:#123549;--navy-3:#1B4562;--red:#B23A2E;--red-dark:#8F2C22;--gold:#A67C3D;--gold-light:#D9C08C;--ivory:#F7F4EE;--paper:#FFFFFF;--ink:#191919;--muted:#5C6670;--line:#E3DDCF;--mono:#EFEAdd;--mono2:#F1EEE3;--shadow: 0 1px 2px rgba(14,42,61,.06), 0 8px 24px rgba(14,42,61,.05);--radius: 12px;--maxw: 1180px;--font-head: "Fraunces", Georgia, "Iowan Old Style", serif;--font-body: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif}*,*:before,*:after{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--ivory);color:var(--ink);font-family:var(--font-body);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}img{max-width:100%;display:block}a{color:inherit}ul{padding-left:1.2em}.container{max-width:var(--maxw);margin:0 auto;padding:0 28px}.prose p{max-width:640px}h1,h2,h3,h4{font-family:var(--font-head);color:var(--navy);font-weight:600;line-height:1.14;margin:0 0 .4em;letter-spacing:-.01em}h1{font-size:clamp(32px,4.4vw,52px)}h2{font-size:clamp(26px,3vw,36px)}h3{font-size:clamp(19px,2vw,23px)}p{margin:0 0 1em}.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:11.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--navy-2);margin-bottom:14px}.eyebrow:before{content:"";width:22px;height:1.5px;background:var(--gold)}.lede{font-size:18px;color:#3c444b;max-width:620px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 24px;border-radius:8px;font-weight:600;font-size:14.5px;text-decoration:none;border:1.5px solid transparent;cursor:pointer;transition:transform .15s ease,box-shadow .15s ease,background .15s ease,border-color .15s ease}.btn-primary{background:var(--red);color:#fff}.btn-primary:hover{background:var(--red-dark);transform:translateY(-1px);box-shadow:0 6px 16px #b23a2e47}.btn-secondary{background:transparent;border-color:#ffffff80;color:inherit}.btn-secondary.on-light{border-color:var(--navy);color:var(--navy)}.btn-secondary:hover{border-color:var(--gold);color:var(--gold)}.btn-block{width:100%}.btn-sm{padding:9px 16px;font-size:13px}.cta-group{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}.site-header{position:sticky;top:0;z-index:100;background:#f7f4eeeb;backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}.nav-row{display:flex;align-items:center;justify-content:space-between;height:76px;gap:16px}.logo{display:flex;align-items:center;gap:10px;text-decoration:none;flex-shrink:0}.logo-mark{width:36px;height:36px;border-radius:8px;background:var(--navy);flex-shrink:0;display:flex;align-items:center;justify-content:center;font-family:var(--font-head);color:var(--gold-light);font-weight:600;font-size:16px}.logo-text{font-family:var(--font-head);font-weight:600;color:var(--navy);font-size:16.5px;line-height:1.1;white-space:nowrap}.logo-text span{display:block;font-family:var(--font-body);font-weight:600;font-size:10px;letter-spacing:.12em;text-transform:uppercase;color:var(--navy-2);margin-top:2px;white-space:nowrap}.main-nav{display:flex;align-items:center;gap:2px;flex-wrap:nowrap}.main-nav a{font-size:13.6px;font-weight:600;text-decoration:none;color:var(--navy-2);padding:10px 12px;border-radius:6px;white-space:nowrap}.main-nav a:hover{color:var(--red);background:#b23a2e0f}.main-nav a.current{color:var(--red)}.header-cta{display:flex;align-items:center;gap:12px;flex-shrink:0}.header-cta .btn{white-space:nowrap}.nav-item{position:relative}.dropdown-toggle{display:inline-flex;align-items:center;gap:5px}.dropdown-toggle:after{content:"";width:6px;height:6px;margin-top:-2px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg);opacity:.6}.dropdown-menu{position:absolute;top:calc(100% + 6px);left:0;min-width:236px;background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:8px;box-shadow:var(--shadow);opacity:0;visibility:hidden;transform:translateY(-6px);transition:opacity .16s ease,transform .16s ease,visibility .16s;z-index:50}.nav-item.has-dropdown:hover .dropdown-menu,.nav-item.has-dropdown:focus-within .dropdown-menu{opacity:1;visibility:visible;transform:translateY(0)}.dropdown-menu a{display:block;padding:9px 12px;border-radius:6px;font-size:13.5px;font-weight:600;color:var(--navy-2);white-space:nowrap}.dropdown-menu a:hover{background:#b23a2e0f;color:var(--red)}.dropdown-menu a.current{color:var(--red)}.nav-toggle{display:none}.nav-toggle-label{display:none;cursor:pointer;padding:8px;flex-shrink:0}.nav-toggle-label span,.nav-toggle-label span:before,.nav-toggle-label span:after{content:"";display:block;width:24px;height:2px;background:var(--navy);position:relative;transition:.2s}.nav-toggle-label span:before{position:absolute;top:-7px}.nav-toggle-label span:after{position:absolute;top:7px}.hero{background:radial-gradient(1100px 500px at 85% -10%,#1B4562 0%,transparent 60%),linear-gradient(165deg,var(--navy) 0%,var(--navy-2) 55%,#143C53 100%);color:#fff;padding:88px 0 90px;position:relative;overflow:hidden;border-bottom:5px solid var(--red)}.hero .eyebrow{color:var(--gold-light)}.hero .eyebrow:before{background:var(--gold-light)}.hero h1{color:#fff}.hero .lede{color:#cbd6dd}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}.hero-graphic{position:relative}.hero-stats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px 22px;margin-top:38px;max-width:520px}.hero-stat b{display:block;font-family:var(--font-head);font-size:24px;color:#fff;line-height:1.1}.hero-stat span{display:block;font-size:11.5px;color:#9fb0bb;text-transform:uppercase;letter-spacing:.04em;line-height:1.4;margin-top:3px}.page-hero{padding:72px 0 64px}.page-hero .lede{max-width:680px}@keyframes fadeUp{0%{opacity:0;transform:translateY(14px)}to{opacity:1;transform:translateY(0)}}.hero .eyebrow,.hero h1,.hero .lede,.hero .cta-group,.hero-stats{animation:fadeUp .7s ease both}.hero h1{animation-delay:.05s}.hero .lede{animation-delay:.12s}.hero .cta-group{animation-delay:.2s}.hero-stats{animation-delay:.28s}section{padding:76px 0}section.tight{padding:56px 0}section.alt{background:var(--paper)}section.deep{background:var(--navy);color:#fff}section.deep h2{color:#fff}section.deep .muted{color:#aebbc3}section.deep .eyebrow{color:var(--gold-light)}section.deep .eyebrow:before{background:var(--gold-light)}.section-head{max-width:680px;margin-bottom:40px}.section-head.center{margin-left:auto;margin-right:auto;text-align:center}.muted{color:var(--muted)}hr.rule{border:none;border-top:1px solid var(--line);margin:0}.grid{display:grid;gap:22px}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:28px 26px;box-shadow:var(--shadow);transition:transform .18s ease,box-shadow .18s ease}.card:hover{transform:translateY(-3px);box-shadow:0 14px 30px #0e2a3d1a}.card .icon{width:44px;height:44px;border-radius:10px;background:var(--mono2);display:flex;align-items:center;justify-content:center;margin-bottom:16px;color:var(--navy)}.card h3{margin-bottom:8px}.card p{color:#454c52;font-size:14.6px;margin-bottom:10px}.card a.link{font-size:13.5px;font-weight:700;color:var(--red);text-decoration:none}.card a.link:hover{text-decoration:underline}.tag{display:inline-block;font-size:11px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;padding:4px 10px;border-radius:20px;background:var(--mono2);color:var(--navy);margin:0 6px 6px 0}.tag.red{background:#f3e1dd;color:var(--red)}.tag.gold{background:#f1e7d3;color:var(--gold)}.timeline{list-style:none;margin:0;padding:0;counter-reset:step}.timeline li{counter-increment:step;position:relative;padding:0 0 34px 56px;border-left:2px solid var(--line);margin-left:19px}.timeline li:last-child{border-color:transparent;padding-bottom:0}.timeline li:before{content:counter(step);position:absolute;left:-20px;top:0;width:38px;height:38px;border-radius:50%;background:var(--navy);color:#fff;font-family:var(--font-head);font-weight:600;font-size:15px;display:flex;align-items:center;justify-content:center}.timeline .t-when{font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--gold)}.timeline h4{font-family:var(--font-head);color:var(--navy);font-size:18px;margin:4px 0 6px}.timeline p{color:#454c52;font-size:14.6px;margin:0}.table-wrap{overflow-x:auto;border-radius:var(--radius);border:1px solid var(--line)}table{width:100%;border-collapse:collapse;background:var(--paper);font-size:14px}th,td{padding:14px 16px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}th{background:var(--navy);color:#fff;font-size:12px;text-transform:uppercase;letter-spacing:.05em;font-weight:700}tr:last-child td{border-bottom:none}td.hl{font-weight:700;color:var(--navy)}table.compare td:first-child{font-weight:700;color:var(--navy);background:var(--mono2);white-space:nowrap}td.best{background:#fbf3ec}.price-card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:30px 26px;display:flex;flex-direction:column;box-shadow:var(--shadow)}.price-card.feature{border:2px solid var(--red);position:relative}.price-card .badge{position:absolute;top:-13px;right:20px;background:var(--red);color:#fff;font-size:11px;font-weight:700;padding:4px 12px;border-radius:20px;letter-spacing:.04em}.price-card .amount{font-family:var(--font-head);font-size:30px;color:var(--navy);margin:14px 0 4px}.price-card .amount span{font-size:13px;font-family:var(--font-body);color:var(--muted);font-weight:600}.price-card ul{list-style:none;padding:0;margin:18px 0;font-size:13.8px;color:#3c444b}.price-card li{padding:7px 0 7px 22px;position:relative;border-top:1px solid var(--line)}.price-card li:first-child{border-top:none}.price-card li:before{content:"✓";position:absolute;left:0;color:var(--gold);font-weight:700}.form-card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:34px;box-shadow:var(--shadow)}.form-row{margin-bottom:18px}.form-row label{display:block;font-size:12.5px;font-weight:700;text-transform:uppercase;letter-spacing:.05em;color:var(--navy-2);margin-bottom:7px}.form-row input[type=text],.form-row input[type=email],.form-row input[type=tel],.form-row select,.form-row textarea{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:8px;font-family:var(--font-body);font-size:14.5px;background:#fcfbf8;color:var(--ink)}.form-row input:focus,.form-row select:focus,.form-row textarea:focus{outline:none;border-color:var(--gold)}.check-grid{display:grid;grid-template-columns:1fr 1fr;gap:8px 16px}.check-item{display:flex;align-items:center;gap:8px;font-size:14px}.form-fine{font-size:12px;color:var(--muted);margin-top:14px}.faq-item{border-bottom:1px solid var(--line);padding:6px 0}.faq-item summary{cursor:pointer;list-style:none;font-family:var(--font-head);font-size:16.5px;color:var(--navy);padding:14px 0;display:flex;justify-content:space-between;align-items:center;font-weight:600}.faq-item summary::-webkit-details-marker{display:none}.faq-item summary:after{content:"+";font-size:22px;color:var(--gold);font-family:var(--font-body);transition:.2s}.faq-item[open] summary:after{content:"–"}.faq-item p{padding:0 0 16px;color:#454c52;font-size:14.6px;max-width:680px}.disclaimer{background:#fbf3ea;border:1px solid var(--gold-light);border-radius:10px;padding:18px 22px;font-size:12.8px;color:#4a3b22;line-height:1.6}.disclaimer strong{color:#3a2e19}.cta-band{background:linear-gradient(140deg,var(--navy) 0%,var(--navy-2) 100%);color:#fff;border-radius:20px;padding:56px 48px;display:flex;justify-content:space-between;align-items:center;gap:40px;flex-wrap:wrap}.cta-band h2{color:#fff;margin-bottom:8px}.cta-band p{color:#c6d2d9;margin:0;max-width:440px}.site-footer{background:var(--navy);color:#c6d2d9;padding:64px 0 28px;margin-top:0}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;padding-bottom:36px;border-bottom:1px solid rgba(255,255,255,.12)}.footer-grid h4{color:#fff;font-family:var(--font-body);font-size:12.5px;text-transform:uppercase;letter-spacing:.08em;margin-bottom:16px}.footer-grid .footer-heading{color:#fff;font-family:var(--font-body);font-size:12.5px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;margin:0 0 16px}.footer-grid ul{list-style:none;padding:0;margin:0}.footer-grid li{margin-bottom:9px}.footer-grid a{color:#b8c5cd;text-decoration:none;font-size:13.6px}.footer-grid a:hover{color:var(--gold-light)}.footer-brand p{color:#9fb0bb;font-size:13.5px;max-width:280px}.footer-brand .logo-text span{color:var(--gold-light)}.footer-bottom{display:flex;justify-content:space-between;align-items:center;padding-top:24px;font-size:12.3px;color:#8497a2;flex-wrap:wrap;gap:12px}.footer-disclaimer{padding:24px 0;font-size:12px;color:#8497a2;border-bottom:1px solid rgba(255,255,255,.12)}.mobile-cta{display:none;position:fixed;bottom:0;left:0;right:0;z-index:200;background:var(--paper);border-top:1px solid var(--line);padding:12px 16px;box-shadow:0 -4px 16px #00000014}.flex{display:flex}.items-center{align-items:center}.gap-3{gap:12px}.mt-0{margin-top:0!important}.mb-0{margin-bottom:0!important}.text-center{text-align:center}@media (max-width:1120px){.main-nav{position:fixed;inset:76px 0 0;background:var(--ivory);flex-direction:column;align-items:stretch;padding:18px;gap:4px;overflow-y:auto;transform:translate(100%);transition:transform .25s ease;z-index:99}.main-nav a{padding:14px 10px;font-size:15px;border-bottom:1px solid var(--line);border-radius:0}.nav-toggle-label{display:block}.nav-toggle:checked~.main-nav{transform:translate(0)}.header-cta .btn-secondary{display:none}.nav-item.has-dropdown{display:block}.dropdown-toggle:after{display:none}.dropdown-menu{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:none;border-radius:0;padding:0;margin:0 0 4px 14px}.dropdown-menu a{padding:11px 10px;font-size:14px;border-bottom:1px solid var(--line);border-radius:0}}@media (max-width:980px){.grid-4,.grid-3{grid-template-columns:repeat(2,1fr)}.hero-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}}@media (max-width:800px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr;gap:28px}.cta-band{flex-direction:column;align-items:flex-start;padding:36px 26px}.check-grid{grid-template-columns:1fr}body{padding-bottom:64px}.mobile-cta{display:block}.hero{padding:56px 0 64px}section{padding:52px 0}h1{font-size:30px}.hero-stats{max-width:100%}}@media (max-width:520px){.hero-stats{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:380px){.container{padding:0 18px}.form-card{padding:22px 18px}.price-card{padding:24px 20px}.logo-text{font-size:15px}.logo-text span{font-size:9px}}.skip-link{position:fixed;top:-100px;left:16px;z-index:9999;background:var(--navy);color:#fff;padding:12px 18px;border-radius:8px;font-weight:700;font-size:13px;text-decoration:none;box-shadow:0 4px 16px #0003;transition:top .15s ease}.skip-link:focus{top:16px;outline:3px solid var(--gold);outline-offset:2px}:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-radius:4px}.btn:focus-visible,.main-nav a:focus-visible,.dropdown-menu a:focus-visible{outline-offset:3px}.nav-toggle-label:focus-visible{outline:none}.nav-toggle:not(:checked)~.main-nav>*{visibility:hidden}.nav-toggle:checked~.main-nav>*{visibility:visible}@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}*,*:before,*:after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important}}.visually-hidden{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.stat{color:var(--red);font-family:var(--font-head);font-size:30px;font-weight:600;margin:0 0 6px;letter-spacing:-.01em;line-height:1.14}.breadcrumbs{font-size:12.5px;color:var(--muted);margin-bottom:14px}.breadcrumbs ol{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:6px}.breadcrumbs a{color:var(--navy-2);text-decoration:none;font-weight:600}.breadcrumbs a:hover{text-decoration:underline}.breadcrumbs .bc-sep{margin:0 4px;color:var(--gold)}.breadcrumbs [aria-current=page]{color:var(--muted);font-weight:500}.footer-social{list-style:none;padding:0;margin:14px 0 0;display:flex;gap:14px}.footer-social a{color:#9fb0bb;font-size:13px;text-decoration:none}.footer-social a:hover{color:var(--gold-light)}.coming-soon{background:linear-gradient(180deg,#fcfbf8,#f7f4ee);border:1px dashed var(--gold-light);border-radius:14px;padding:60px 40px;text-align:center;max-width:760px;margin:0 auto}.coming-soon .icon-circle{width:64px;height:64px;border-radius:50%;background:var(--mono2);display:inline-flex;align-items:center;justify-content:center;color:var(--navy);margin-bottom:18px}.coming-soon h2{font-family:var(--font-head);font-size:26px;margin:0 0 12px;color:var(--navy)}.coming-soon p{color:#454c52;max-width:480px;margin:0 auto 22px}.deep-hero{background:linear-gradient(165deg,var(--navy) 0%,var(--navy-2) 55%,#143C53 100%);color:#fff;border-bottom:5px solid var(--red)}.deep-hero h1{color:#fff}.deep-hero .lede{color:#cbd6dd}.deep-hero .eyebrow{color:var(--gold-light)}.deep-hero .eyebrow:before{background:var(--gold-light)}
